Alabama: Credit Card Data Privacy Bill At Risk

Gun Rights

Is the Alabama House siding with NYC banks in an effort to track your firearms and ammunition purchases?  It would appear that may be the case. In an unprecedented move, HB 389, which was favorably reported out of committee last week, was re-referred back to Financial Services committee for another hearing. Please contact the members of the Financial Services Committee and urge them to STAND with law abiding gun owners and not allow the tracking and surveillance of lawful firearms and ammunition purchases.

HB 389 prohibits the use of firearm/ammunition specific merchant category codes by payment processors. This is an important protection for gun owners, protecting private purchasing information from abuse by third parties. For more information click here.

In the Fall of 2022, the International Organization for Standardization (ISO) approved a Merchant Category Code (MCC) for firearm retailers. MCCs are used by payment processors (like Visa and Mastercard) and other financial services companies to categorize transactions. MCCs enable payment processors and banks to identify, monitor, and collect data on certain types of transactions. Before the ISO decision, firearm retailers fell under the MCC for sporting goods stores or miscellaneous retail.

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Collecting firearm retailer financial transaction data amounts to surveillance and registration of law-abiding gun owners. Those promoting this scheme are in favor of firearm and gun owner registrations. Therefore, it should be assumed that the goal of this program is to share all collected firearm retailer MCC data with government authorities and potentially private third parties that may include gun control organizations and anti-gun researchers.

Please stay tuned to the NRA-ILA website and your inbox for updates as this critical legislation progresses.

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